> For the complete documentation index, see [llms.txt](https://now-8.gitbook.io/now.-features/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://now-8.gitbook.io/now.-features/getting-started/subscriptions.md).

# Subscriptions

now. is a subscription product. An active subscription unlocks every feature in the app.

#### What's Included

A single subscription unlocks:

* Bank syncing through Plaid
* AI auto-categorization
* Invoices, bills, and payment matching
* Inventory tracking and Cost of Goods Sold
* Sales tax tracking on invoices and bills
* Profit & Loss, Balance Sheet, Trial Balance, and General Ledger reports
* Reconciliation and Close Books
* Eon, the voice assistant
* Transfers and journal entries
* Multiple connected bank accounts and credit cards
* Face ID app lock

now. doesn't have a separate "free tier" with a reduced feature set — the app requires an active subscription to use. You can create an account, complete the onboarding questions, and explore the paywall before deciding to subscribe.

If a free trial is available for your region, you'll see it on the paywall when you subscribe.

#### How to Subscribe

After completing onboarding, the App Store paywall opens automatically. Choose a plan and confirm with your Apple ID. Apple bills you and gives now. confirmation that your subscription is active. From then on, all features are unlocked.

#### Restoring Purchases

If you've subscribed on another device, sign in with the same Apple ID and your subscription is detected automatically. If the app shows the paywall in error, use the **Restore Purchases** option on the paywall screen to refresh your status.

#### Managing Your Subscription

You manage your subscription through Apple, not through now.

To change or cancel:

1. Open **Settings** in the app.
2. Tap **Manage Subscriptions**.
3. iOS opens your Apple ID subscription settings, where you can change the plan, switch tiers, or cancel.

You can also access this from your iPhone's Settings → your Apple ID → Subscriptions.

#### What Happens If Your Subscription Lapses

If your subscription expires or is cancelled and the current period ends:

* Bank syncing stops. Existing transactions are still visible, but new ones won't import.
* AI categorization stops running. You can still categorize manually.
* Eon stops responding to "Hey Eon".
* All other read-only views (reports, ledgers, transaction history) continue to work.

Resubscribe at any time to restore full access. Your data is preserved.

#### Subscription Tied to Apple ID

Your subscription is tied to the Apple ID you used to purchase it. If now. detects that the same Apple subscription is being claimed by a different account, it warns you and asks you to use the original account or contact support.

#### Refunds

All purchases and refunds are handled by Apple. To request a refund, visit [reportaproblem.apple.com](https://reportaproblem.apple.com).

#### Related

* Getting Started
* Account & Security


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